FAQs
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Why would I need Critical Illness Insurance?
Medical insurance may leave gaps like deductibles, copays, out-of-network costs, or non-medical expenses (e.g., child care, travel). This policy helps reduce financial pressure during recovery so you can focus on healing.
Will I lose employer or retiree coverage if I enroll to MA?
Enrolling in MA typically ends your employer/union-based coverage. Talk to your benefits administrator before switching.
Will Medigap premium costs vary by carrier?
Yes. Though covered benefits are standardized, premiums vary by insurer, location, age, gender, and pricing strategy.