Dental, Vision and Hearing Insurance
Dental Insurance
At CoverCare Insurance, we offer a wide range of Dental Insurance plans from multiple trusted carriers, ensuring you receive the right coverage for your specific oral health needs. Whether you’re looking for comprehensive coverage that includes preventative care, basic services, or major dental procedures, we have options tailored to fit your lifestyle and budget. Each plan comes with varying waiting periods, so you can choose the coverage that aligns with your immediate and long-term dental care goals.
Our dental plans are designed to help you maintain optimal oral health through regular check-ups and cleanings while also providing financial protection against unexpected dental expenses. With competitive pricing and flexible options, our dental insurance plans make it easier to manage costs for routine care, restorative work, and more complex procedures. Trust CoverCare Insurance to guide you in selecting the right dental plan that delivers both quality care and value.
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Vision Insurance
Protecting your eyesight is essential, and Vision Insurance helps make routine and corrective eye care more affordable. At CoverCare Insurance, we offer a variety of vision plans through top carriers that cover key services such as annual eye exams, prescription eyeglasses, contact lenses, and even care for certain eye-related medical conditions.
Whether you’re maintaining your eye health with regular check-ups or managing ongoing vision needs, our plans provide affordable access to optometrists, ophthalmologists, and a wide network of providers. Many plans also include allowances for frames, lenses, and contact lenses, making it easy to stay on top of your eye care without breaking your budget. Our team will help you compare options and choose the plan that best supports your vision and lifestyle.
Hearing Insurance
Hearing insurance helps cover the cost of essential hearing care services, which are often not included in standard health insurance or Medicare plans. These policies typically provide benefits for routine hearing exams, diagnostic testing, and hearing aids, as well as fittings, repairs, and follow-up visits. With the high cost of hearing aids and hearing care, a dedicated hearing insurance plan can offer significant savings and peace of mind.
At CoverCare Insurance, we work with trusted carriers to offer hearing insurance plans that fit your needs and budget. Whether you’re proactively managing your hearing health or addressing a known hearing condition, we can help you access affordable coverage to stay connected and improve your quality of life.
Dental, Vision and Hearing Insurance
You can talk about Dental, Vision and Hearing Insurance with the following specialists in any of our offices:
Self-service
Explore health, Medicare, dental, vision, and life insurance options with easy self-service tools. Enroll online at your convenience, or reach out to us anytime for expert guidance.
Why Use Our Self-Service Tools?
- Instant quotes from top carriers
- 24/7 enrollment access — no waiting on hold
- Compare benefits, costs, and networks in one place
- Secure online applications
- Licensed agents available if you need guidance
Need Help Enrolling? We’re Here for You
Prefer a personal touch? Our licensed agents are always ready to answer questions, explain plan details, and guide you through the process step by step.
Related FAQs
What is DVH insurance?
DVH insurance bundles supplemental plans for dental, vision, and hearing into a single, streamlined policy—offering comprehensive coverage for routine and corrective care often not included in standard medical plans.
What services are typically covered by DVH Insurance?
These plans usually include preventive dental care (cleanings, exams), vision exams, prescription eyewear, hearing exams, and often hearing aids or credits toward them. Detailed benefits vary by carrier and plan level.
Are waiting periods common in DVH Insurance?
Yes. Plans may impose waiting periods before covering basic, major dental work, or hearing devices—though preventive care (like exams and cleanings) often starts immediately.
Can I get all three (dental, vision, hearing) in one plan?
Absolutely—many insurers, including Humana and Aflac, offer bundle options that combine all three coverages under one plan and single monthly payment.
Is DVH covered under Medicare?
No. Original Medicare (Parts A and B) excludes most dental, vision, and hearing care. However, many Medicare Advantage plans include these benefits, and standalone DVH policies can fill remaining gaps.
How much does DVH Insurance cost?
Premiums typically range from $25 to $150/month, depending on coverage levels, plan type, and provider. Aflac’s tiered DVH plans can increase in benefits as you stay enrolled longer.
Can I keep my current dentist, eye doctor, or audiologist?
Yes. Depending on the plan, you may access both in-network and out-of-network providers, though using in-network professionals is often more cost-effective.
Can I use HSA or FSA to pay for DVH costs?
Yes. Dental, vision, and hearing expenses—like exams, glasses, contact lenses, and hearing aids—are generally eligible for reimbursement from Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs).
Are DVH plans renewable?
Most DVH policies are guaranteed renewable, meaning your coverage continues as long as premiums are paid—without worrying about your health status or age.
What’s the difference between bundled vs standalone DVH plans?
Bundled plans include all three coverages at once, often with one deductible and premium structure. Standalone plans let you pick only the types you need—for example, dental only or vision only—offering more customization.
Does Marketplace insurance cover dental and vision?
Dental coverage is included in some Marketplace health plans (especially for children). For adults, it’s often available as a standalone plan. Vision coverage for adults is not required but may be included or available separately.